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September 7, 2008

 
  125% LTV

This popular loan program is no longer available; however, it offered a great way to reduce your monthly payments by allowing you to consolidate those high rate credit cards and installment loans. Cashing-out equity for home improvement or for an investment opportunity may be another reason for selecting this type of loan program. If you are interested in this program please feel free to call us, and we will contact you when it becomes available again.

Example of how you may benefit from our 125% LTV loan program

...Before Refinance:
Home Value: 200,000
Credit Card Debt: 75,000
Rate: 6.85%
Term: 30 Years
Mortgage Payoff: 150,000
Monthly Mortgage Payment: 982.00
Monthly Debt Payment: 1,250

...After Refinance:
New Loan: 237,000
New Rate: 7.25%
New Payment: 1,616.76
Old Payment: 982.00 + 1,250 = 2,232.00
Monthly Payment Savings = $615.24
Yearly Savings: 7,382.88
3-Year Savings: 22,148.64
5-Year Savings: 36,914.40

    3 EASY Steps to Getting Your Loan

      STEP 1. Complete our easy step by step prequalification form by telling us about yourself, about your home, and the amount that you request. GET STARTED TODAY! No Cost. No Obligation.

      STEP 2. Once you have submitted your application. You will be assigned a personal loan consultant who will be your single point of contact for the entire process, all the way through closing.

      STEP 3. Once your loan is approved, you will be notified by us within 24 to 48 hours.

Request a Loan

* Payments based on 30 Year Amortization, 100% ltv, 1st lien position, 7.25% rate, 7.35% APR.

APR may vary depending on term and amount.
Rates are subject to change without notice.
Loan application subject to credit and underwriting guide lines
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*Rates are subject to change without notice. Loan application subject to credit and underwriting guide lines. Each case and situation is unique therefore your rates may vary depnding on different variables.
**APR may vary depending on term and amount. Rates are subject to change without notice. Loan application subject to credit and underwriting guide lines. Each case and situation is unique therefore your rates may vary depnding on different variables.